Summer tops and polo necks

As you know I cant get enough of layering at the moment. I guess its part and parcel in the winter time but it's so much fun to experiment putting different colours, patterns and textures together. What I really love at the moment is getting away with wearing pretty summer tops and dresses over warmer clothes such as polo necks and crew necks. Most of us are dying to get back into our summer dresses so why not dig them back out from under the bed and team them with a polo neck and woolly tights!
For extra layering on very cold days wear thermals and you don't have to feel like your grandma wearing them either. I love the Uniqlo heattech turtleneck as seen in Vogue. They are so soft and so, so warm!

 How do you layer in the Winter time? I would love to hear from you!

Polo Neck - H&M similar here
Blouse - New Look similar here
Thermal Heattech top - Iniqlo similar here
Jeans - Topshop similar here
Coat - Karen Millen similar here
Boots - Marks & Spencer similar here
Hat and Gloves - Marks & Spencer similar here and here